Whether this is your first time buying a home, or you are pro at this process - you are going to need a lender! Not just any lender! The RIGHT lender! You may be asking yourself: how do I know I am choosing the right lender?
I am a huge advocate for my clients to choose a LOCAL lender. I feel that is really your first step to success when buying a home - besides choosing me to be your Realtor, that is! Would you choose a realtor who isn't local to the area you are searching? Well No! Of course not! You want local expertise and someone who is comfortable with the buying process in that state - and preferably county! I would personally never try to help a buyer buying in Ocean City. Yes, technically I could help someone there because my license reaches all of the great state of Maryland (and Virginia). I like to consider myself a smart cookie, but I would never want to fuss with the different local contract forms, local business customs and local laws.
Going back to the topic at hand - Local Lenders...
It's really a similar concept in my opinion. As a buyer's agent, I want to work with someone local and preferably someone I know. I like to surround my clients with people I know and I trust. I always say there are a lot of hands in the honey jar when you are buying and selling real estate. You have Realtors, inspectors, lenders, title companies...all touching your transaction. Your transaction is only as good as the worst player on your team - and every single person on your team has an important roll to get you to settlement on time!
Local lenders have local knowledge of neighborhoods, taxes, HOA fees, condo fees, and even local financing options etc. Keep in mind, your local lender could be your neighbor! You could see this person at the grocery store or out at a restaurant - so they are far more bound to treat you like a neighbor than a number! That's personal service you will want and need when you are buying the biggest asset you will own!
Your Realtor is your best resource - don't ever hesitate to ask for recommendations for lenders, title companies, inspectors, restaurants, hair stylists, contractors, landscapers....the list goes on! I am happy to help!
If you are considering a move and are looking for a realtor with the expertise and values you can trust, please contact us. We are located in the heart of Downtown Frederick and are experts in Frederick County Real Estate. We love living here!
You deserve a professional realtor that you can trust to guide you and keep you educated to the ever changing mortgage options and market statistics. Our team is dedicated to you 24/7 through a superior business model that offers you constant communication, up to date market information and a team of experts ready to listen to your individual needs.
Looking to sell? We utilize cutting-edge internet technology and a strategic marketing approach, our Certified Selling System guarantees your home will sell Faster and for More!
I'm sure you heard or read when you started considering
"We put our town-home on the market in summer 2017 with a known and a famous real estate company in the Frederick area. We had worst experience dealing with unresponsiveness and disrespect. We took the listing off in July. We did our due diligence, searched and interviewed many realtors and zeroed on Welcome Home Realty Group. Our listing agent was Jennifer Burns. We started working with her in late October and put the property up on Market on November 17th. The photography of the whole townhome was on point, neat and highly effective when it came to generating interest in the market. We got an offer on the very first day. However, it fell apart on 11th day due to the buyer backing out. However, we were extremely optimistic that the town-home would sell. After the fall out, Jennifer and the whole Welcome Home Realty group were extremely responsive and were spot on with communication. We had another offer on the table on December 15th and it was a solid one. Throughout this process, Jennifer was there with us till the very day when we were on the settlement table. She not only got our town home sold within 30 days of the listed date, but also got us more than the listed price. This was like an icing on the cake. There are real estate brokers out there who think they are entitled for high commission fees just because of the name fame their respective companies carry. The marketing they do is pathetic and have a million dollar attitude, just because they sell million dollar homes. However, at Welcome Home, neither did I see that attitude or that entitlement. They are a bunch of closely knit realtors who listen to their clients, work with them throughout the process and make sure their voices are heard. I will gladly use Welcome Home Realty group again for my real estate needs and will recommend them to my peers as well. I cannot thank them enough."